Bank deposits from home

I read an AP article this morning on banks planning to offer consumers the ability to make deposits from home via their scanners and the internet. Effectively, this isn't much different from the check scanners available at an increasing number of bank branches, but the ability to make deposits 24/7 from home is incredibly convenient.

But, the fact is, this capability is available now. OK, at least for some people. One of the banks I use provides this service to their customers, and has been doing so for at least six months or so. I originally named the bank in this post, but reconsidered whether that would be a wise decision from a personal security standpoint; caution won out.

One of my many shortcomings is an inability to deposit rebate checks on time. As a result, those rebate checks end up null and void (as those evil rebaters hoped), and I end up just saying, "DOH!" But now, if I realize the night before the check expires that I haven't deposited it, I can make the deposit via my home scanner. The UI isn't the most friendly (I have to relearn the system each time I use it), but I love it!